#insurance

Articles tagged with insurance

Featured image for Three-Layer Defense Strategy Protects Homes from Floods
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Home Guides

Three-Layer Defense Strategy Protects Homes from Floods

Flood-proofing represents a proactive investment in your home's safety, market value, and economic stability. This guide details 2025 essentials, from engineering upgrades and insurance reviews to budgeting tips and contractor selection, empowering homeowners to combat increasing flood dangers effectively.

5 min read
Featured image for Mold Coverage: Why Both Warranties and Insurance Fall Short
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Home Warranty Basics

Mold Coverage: Why Both Warranties and Insurance Fall Short

Many homeowners believe mold damage falls under standard protection plans, yet coverage remains limited and conditional. Home insurance addresses mold only when tied to a covered peril, such as sudden water intrusion, while warranties typically overlook it altogether. Grasping these distinctions, along with proactive measures and potential add-ons, equips you to protect your property effectively.

5 min read
Featured image for Home Warranty Covers Wear, Insurance Covers Damage
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Home Warranty Basics

Home Warranty Covers Wear, Insurance Covers Damage

Home warranties and homeowners insurance serve complementary roles in safeguarding your property. Warranties address wear-and-tear on appliances and systems, while insurance protects against sudden damages from perils like fire or theft. This knowledge empowers you to avoid claim denials, control costs, and maintain robust coverage as your home needs evolve.

6 min read
Featured image for Home Insurance vs Warranty: Which Saves More in 2025?
Home Warranty Basics

Home Insurance vs Warranty: Which Saves More in 2025?

Homeowners in 2025 must navigate the choice between home insurance, which safeguards against unforeseen disasters, and home warranties, which address everyday breakdowns. These options vary significantly in costs, response times, and scope of protection. By evaluating your property's age, regional risks, and maintenance needs, you can determine the most cost-effective solution or identify the benefits of integrating both for comprehensive security.

7 min read
Featured image for Home Elevation Costs $40-$200 Per Square Foot in 2025
Cost Guides

Home Elevation Costs $40-$200 Per Square Foot in 2025

With increasing flood risks, elevating your home in 2025 represents a strategic investment. Expect costs between $40 and $200 per square foot, influenced by foundation type, soil conditions, and regulatory requirements. Professional elevation not only minimizes future damage but also reduces insurance premiums and enhances property value through certified compliance.

6 min read