# insurance

Outdoor & Exterior Guides

Featured

Impact Windows Slash Insurance Bills and Storm Damage

Impact windows deliver essential protection for homes in hurricane-prone areas by withstanding high winds and flying debris. These durable features also secure significant insurance premium reductions through verified risk mitigation. Homeowners gain added advantages in noise control, energy efficiency, and burglary resistance, making the investment worthwhile over time.

By John Penick

December 29, 2025

5 min read

Featured

Home Guides

Flood Insurance Covers What Standard Policies Won't

Standard homeowners insurance often excludes flood damage, leaving many properties vulnerable.

By Nicole Stambaugh

December 28, 2025

5 min read

Featured

Mold Moves Fast: Which Policy Actually Pays

Navigating mold coverage between home insurance and warranties can prevent expensive surprises. This resource details what qualifies for payouts, remediation expenses, safety protocols, and preventive maintenance to protect your home effectively.

By John Penick

December 26, 2025

5 min read

Featured

Flood vs Water Damage: Who Actually Pays for Repairs

Navigating flood versus water damage can determine if repairs are covered or out-of-pocket. This guide details insurance options, costs, professional hiring, and maintenance to safeguard your home from water disasters.

By Melissa Flowers

December 15, 2025

5 min read

Home Warranty Covers Wear, Insurance Covers Disasters

Home warranties address repairs from normal wear and tear on systems and appliances, while home insurance handles sudden and accidental damages such as fires or thefts. Combining both provides thorough protection against unexpected costs. This guide explains coverage details, claim processes, potential limitations, and strategies to maximize savings while securing your home.

By Eric Melton

December 8, 2025

6 min read

Home Warranty Covers Wear, Insurance Covers Storms

In the era of smart homes, AI appliances demand targeted protection.

By Susan Weiland

December 5, 2025

5 min read

Flood Insurance Excludes What Warranties Cover

Standard home insurance leaves flood damage uncovered, creating opportunities for warranties to provide vital support. This comprehensive guide details coverage differences, practical recovery processes, common pitfalls, and strategies for effective claims and rebuilding, empowering homeowners to fortify their properties against water threats.

By John Penick

December 4, 2025

6 min read

Mold Cleanup: Insurance Pays, Warranties Don't

Mold remediation expenses often reach thousands of dollars, making it essential to understand coverage differences between home warranties and insurance policies. Warranties typically exclude cleanup costs, whereas insurance provides support only for mold resulting from covered perils. This guide details coverage triggers, claim filing processes, and prevention measures to secure financial protection.

By Susan Weiland

November 30, 2025

6 min read

Home Warranties Cost $600 vs Insurance at $1,700 Yearly

As 2025 brings higher living expenses, savvy homeowners weigh options. Home warranties at $600 annually handle appliance and system repairs from wear, while $1,700 insurance policies protect against structural damage. Dive into coverage details, location effects, and bundling strategies to secure savings without sacrificing protection.

By Daniel Burnett

November 18, 2025

7 min read

Outdoor & Exterior Guides

Storm Windows Cut Insurance 10-20% in 2025

Storm-proof window upgrades deliver 65-75% ROI, reduce insurance by 10-25%, and increase resale value. Average installation costs $17,000, but rebates and professional expertise ensure compliance, savings, and long-term resilience.

By Nicole Stambaugh

November 18, 2025

4 min read

Home Guides

Three-Layer Defense Strategy Protects Homes from Floods

Flood-proofing represents a proactive investment in your home's safety, market value, and economic stability. This guide details 2025 essentials, from engineering upgrades and insurance reviews to budgeting tips and contractor selection, empowering homeowners to combat increasing flood dangers effectively.

By Leah Rodriguez

November 17, 2025

5 min read

#home #insurance #water

Warranty Fixes the Leak, Insurance Covers the Damage

Unsure if home warranty or insurance handles your water damage? Explore coverage distinctions, costs, filing steps, and maintenance advice to protect your home and budget effectively.

By John Penick

November 11, 2025

6 min read

Mold Coverage: Why Both Warranties and Insurance Fall Short

Many homeowners believe mold damage falls under standard protection plans, yet coverage remains limited and conditional. Home insurance addresses mold only when tied to a covered peril, such as sudden water intrusion, while warranties typically overlook it altogether. Grasping these distinctions, along with proactive measures and potential add-ons, equips you to protect your property effectively.

By Susan Weiland

November 10, 2025

5 min read

Home Warranty Covers Wear, Insurance Covers Damage

Home warranties and homeowners insurance serve complementary roles in safeguarding your property. Warranties address wear-and-tear on appliances and systems, while insurance protects against sudden damages from perils like fire or theft. This knowledge empowers you to avoid claim denials, control costs, and maintain robust coverage as your home needs evolve.

By Melissa Flowers

November 4, 2025

6 min read

Mold Claims: Why Warranties Fail but Insurance Might Cover

Home warranties typically overlook mold damage, but insurance may step in for abrupt causes like pipe bursts. Master policy nuances, gather solid proof, and respond quickly to cut remediation costs and secure rightful coverage.

By Susan Weiland

November 3, 2025

7 min read

#insurance #protection #cost

Cost Guides

Hurricane Windows Cut Insurance 15-30% in Storm Zones

Uncover the 2025 costs, benefits, and installation essentials for hurricane windows. Discover how selecting the right materials and timing can maximize insurance savings of 15-30%, improve energy performance, and increase home resale value while providing robust storm protection.

By Nicole Stambaugh

November 1, 2025

6 min read

Water Damage: When Warranty and Insurance Each Pay

Sudden floods or slow leaks can devastate homes, but distinguishing between home warranty and insurance coverage clarifies who pays. Explore their scopes, limitations, and integrated use to avert expensive surprises and maintain a secure residence.

By Eric Melton

October 30, 2025

7 min read

Cost Guides

Hurricane Windows: Real Costs and Insurance Discounts

Explore 2025 insights on hurricane windows, covering costs influenced by materials and permits, plus insurance perks, financing options, and upkeep for sustained savings and property protection.

By Leah Rodriguez

October 26, 2025

6 min read