#pre-existing-conditions

Articles tagged with pre-existing-conditions

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Home Warranty Fine Print Hides Claim Denials

Home warranties offer apparent protection for major repairs, yet exclusions for pre-existing conditions, inadequate maintenance, and code compliance issues frequently result in denied claims. Homeowners face surprise bills despite premiums paid. Grasping the nuances of coverage limits, concealed fees, and upkeep obligations proves vital prior to committing to any plan touted for its reliability.

By Melissa Flowers

December 18, 2025

5 min read

#home #2025 #warranty

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Home Warranty Basics

The Pre-Existing Condition Trap in Home Warranties

Home warranties offer apparent security for repairs, yet pre-existing condition exclusions frequently result in denied claims and added costs. Homeowners must scrutinize contract details, understand inspection constraints, and maintain thorough records to transform potential pitfalls into reliable protection.

By Leah Rodriguez

November 30, 2025

5 min read

#home #coverage #warranty

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Home Warranty Basics

HVAC Warranties Now Exclude Pre-Existing Defects in 2025

Effective 2025, HVAC warranties demand verification that systems lack pre-existing defects before coverage activates. Issues such as refrigerant leaks, building code violations, or incomplete maintenance histories can invalidate claims. Homeowners benefit from thorough documentation of inspections, repairs, and routine care to secure valid protection and safeguard their investments.

By Eric Melton

November 5, 2025

4 min read

#hvac #coverage #2025

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Home Warranty Basics

12 Pre-Existing Issues Home Warranties Won't Cover

Home warranties provide coverage for unexpected breakdowns, but they often exclude pre-existing conditions that can result in denied claims and out-of-pocket expenses.

By Nicole Stambaugh

October 27, 2025

8 min read

#coverage #warranty #pre