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Articles tagged with home-warranty-vs-insurance
Unsure if home warranty or insurance handles your water damage? Explore coverage distinctions, costs, filing steps, and maintenance advice to protect your home and budget effectively.
Home warranties and homeowners insurance serve complementary roles in safeguarding your property. Warranties address wear-and-tear on appliances and systems, while insurance protects against sudden damages from perils like fire or theft. This knowledge empowers you to avoid claim denials, control costs, and maintain robust coverage as your home needs evolve.
Home warranties typically overlook mold damage, but insurance may step in for abrupt causes like pipe bursts. Master policy nuances, gather solid proof, and respond quickly to cut remediation costs and secure rightful coverage.