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Home Warranty Basics
Why Home Warranties Won't Cover Existing Problems
Home warranties exclude pre-existing conditions to manage risks and prevent fraud, as providers cannot inspect every home beforehand.
By Susan Weiland
4 min read
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Articles tagged with conditions
Featured
Home Warranty Basics
Home Warranty Fine Print Hides Claim Denials
Home warranties offer apparent protection for major repairs, yet exclusions for pre-existing conditions, inadequate maintenance, and code compliance issues frequently result in denied claims. Homeowners face surprise bills despite premiums paid. Grasping the nuances of coverage limits, concealed fees, and upkeep obligations proves vital prior to committing to any plan touted for its reliability.
By Melissa Flowers
5 min read
Featured
Home Warranty Basics
The Pre-Existing Condition Trap in Home Warranties
Home warranties offer apparent security for repairs, yet pre-existing condition exclusions frequently result in denied claims and added costs. Homeowners must scrutinize contract details, understand inspection constraints, and maintain thorough records to transform potential pitfalls into reliable protection.
By Leah Rodriguez
5 min read
Featured
Home Warranty Basics
HVAC Warranties Now Exclude Pre-Existing Defects in 2025
Effective 2025, HVAC warranties demand verification that systems lack pre-existing defects before coverage activates. Issues such as refrigerant leaks, building code violations, or incomplete maintenance histories can invalidate claims. Homeowners benefit from thorough documentation of inspections, repairs, and routine care to secure valid protection and safeguard their investments.
By Eric Melton
4 min read
Featured
Home Warranty Basics
12 Pre-Existing Issues Home Warranties Won't Cover
Home warranties provide coverage for unexpected breakdowns, but they often exclude pre-existing conditions that can result in denied claims and out-of-pocket expenses.
By Nicole Stambaugh
8 min read